In today’s day and age, we’re bombarded with credit cards everywhere we turn; from tv commercials to mailers trying to get us to sign up for the latest card, it can easily leave you with more questions than not.  Are credit card travel rewards too good to be true?  What’s the catch?

So, you’ve chosen your first credit card, and you’ve begun earning points for travel.  Your next logical step isn’t to try and fill your wallet with many different credit cards.